Legal Promotions helps with Baycorp Problems and Credit File Problems with baycorp, EC Credit Control and the like
Credit agencies have had to abide by the Privacy Act since 1993, but now they will also be obliged to follow a new credit reporting privacy code which sets out more specific requirements, including the right to a free copy of your credit report
The code also introduces time limits restricting how long certain information can be held on a credit file, and ensures that consumers are entitled to be told what happens to their personal information when they apply for a loan or make a credit purchase.
When a debt collection agency such as Baycorp sends you a notice saying you have a debt or you owe someone else money, there are things you can do.
If you don't dispute a debt from an agency such as Baycorp and do not have enough money to pay it in full you still have a number of options.
Other things to know about dealing with debt collection agencies, such as collection costs, Your credit record, and Limitations Act 1950.
What to do if you dispute a debt from an agency such as Baycorp and they dont remove it from your credit file.
What to do if a collection agency such as Baycorp tries and charge you collection fees and attempts to drown you in more debt.
So you have asked the collection agency such as Baycorp to remove the disputed debt from your credit file and they refused?
You now have a number of options available to you. You can lodge a claim with The Disputes Tribunal and ask for the alleged debt to be removed from your credit file, or another option is to make an official complaint to The Privacy Commissioner
For more information on Privacy complaints, the Privacy Act 1993, and whether or not your complaint may or may not full within the guidelines of the Privacy Act 1993, use the easy download information below. Also included is a Personal bankruptcy toolkit, this should answer all your bankruptcy questions.