Quote, compare, and apply online. No pressure and no hassle. Life insurance and health insurance made easy!
Looking for NZ life insurance or health insurance?
Life Direct is a leader in online insurance broking and advice. We've been helping Kiwis sort their insurance since 2005, and are proud to bring you the very best insurance that New Zealand has to offer.
We've brought together New Zealand's largest and most respected life insurance and health insurance companies, giving you the ability to check life insurance and health insurance premiums, compare plans, and apply safely online - all in your own time and without hassle or pressure.
Using our life insurance and health insurance website it is totally free to you. If you start a life insurance or a health insurance policy through our website, we are remunerated by your chosen insurer, so there is no additional cost to you, ever (for life insurance we can even offer an online rebate, reducing your cost from the normal rate!).
Once your policy is set up, you can use our ongoing service - so if you ever need a hand to make a claim or change your policy, we're just a phone call or email away. Naturally, like using the website, this is completely free - well never charge you a cent.
What is life insurance?
- Life insurance provides a lump-sum payment if the insured person dies.
A good life insurance policy will provide cover in the event of death through any cause (e.g. sickness, accident, etc).
Do you need life insurance?
If you have people who are financially dependent on you (children for example) or if you share a debt like a mortgage with another person, life insurance is probably crucial.
What is health insurance?
- Health insurance is a way to avoid waiting lists, and access top medical care when and where you need it.
Do you need health insurance? As you’ll know, NZ’s public health system still provides good services for emergency situations (like a car crash) but for other health problems - even very serious ones, like cancer treatment – you can spend months or even years on a waiting list. If you have health insurance you won’t need to wait; you can access high quality treatment quickly and focus on getting better.
How do you choose the right health insurance plan?
If getting quality, affordable NZ health insurance is your aim there are some rules to follow (and some traps to avoid). Find out how by visiting our website.
We hope you find our website useful. Please dont hesitate to call us if you have any questions.
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