Nicholas Finance Limited

Speirs Finance has been helping New Zealand businesses grow since the 1960's by providing them with tailored funding solutions to acquire motor vehicles, plant & equipment and other assets.

Key Benefits offered include

Finance & Leases tailored to meet your specific requirements

Versatile product range with flexible structures to ensure available Tax & Cash Flow benefits are optimised

Seasonal cash flows can be accommodated with structured repayments

Speirs Finance is represented nationwide by an independent network of locally based Speirs Agents that are not only experts in asset financing but they are also business owners too, so they understand the issues that face New Zealand businesses

Speirs Finance & the Speirs Agent Network are here for the long term, ensuring you receive consistent professional service now & in the future.

Finance & Lease Products Available Include

Speirs Lease
A flexible finance product that can be tailored as a 'Tax Finance Lease' or 'Tax Operating Lease' to suit requirements.

Conditional Purchase Agreement
Traditionally known as Hire Purchase. A flexible way to finance the purchase of vehicles, plant & equipment and other capital assets when you know from the outset you want to own the asset at the end of the term.

Operating Lease
Drive a new vehicle or operate an item of plant or machinery for a fixed monthly cost based on a specified usage (KM's, hours, etc) for a fixed term.

Security Agreement
Suited to both individuals and businesses alike to release capital from existing assets. Ownership of the goods remains with you; we simply register a security interest over the specific asset(s) in question.

Other Products & Services Offered by Speirs Finance & the Speirs Agent Network include:

- Fleet Management
- Motor Vehicle Insurance
- Fleet Maintenance
- Commercial Insurance
- Sale & Lease Back
- Domestic Insurance
- Vehicle & Equipment Sourcing
- Mortgages

Assets that can be